Co-insurance

Co insurance is when the insured is required to pay some percentage amount of the total charge of the insured persons bill.

co- pay

co-pay is a payment required by the insured when they visit the hospital, the amount has not effect on the amount of service rendered it is a fixed flat rate

Playing The Market Safe

    It is very reasonable for investors to be skeptical about Investing simply because of the current market status. Investors are avoiding taking risk on Stocks, therefore they seem to be very comfortable pumping money into mutual funds. The bank financial institution are not helping the course at all, they are encourage the nation from putting money in the financial institution, because  they have failed; so many banks have closed than we could ever have imagined.
   Recession, Multiple Bank failure, fluctuating stock are the key fact to the reason most investor now fear the market, according research conducted by investingport.com it has been revealed that most investors approach investing days almost like a gambling session, as a result they have learned and inquire about how to play the market safe. The scrunity of the market in the past few years has left a huge ditch most investors account, this has encouraged many investor to only put money in a very more secured funds, but the mistake here is that most funds that are believed to be safer, usually carry loads of cash because investor rush to it, according to reported experiences, more secured funds do not perform well or show huge gainings.
   Playing the market safe is a very strong move in a stock market's play book, it is like a commandment of the stock market success this rule important to stick with,  the more import thing investors need to remember is  the reason why they invest in the first place, this is simply put; the key reason is to make profit, build a huge portfolio and retire early. My advice to investors is to put their money where they will see result , learn to buy low and sell high, be patient and waite for the green light to sell, and more importantly diversify, so in the case where one stock is not doing so good yet, you can cash in on the other. Long as investors learn how and when to buy and sell a stock, able to pinpoint a over priced stock and avoid it, this are  keys to eliminate any feel of gamble; the motto for this year is buy low and sell high if all investors stick to this rule it will be of a very unimaginable positive result.

Funso Oke
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